May 1, 2018

Ontario, New York -- May 1, 2018 -- Donna J. Johnson, CFP®, The Lyons National Bank has earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College of Financial Services, Bryn Mawr, PA. Candidates for the RICP® designation must complete a minimum of three college-level courses and are required to pass a series of two-hour proctored exams. They must also have three years of experience, meet stringent ethics requirements, and participate in The College's continuing education program. The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous three-course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors. Using current techniques, RICP®s identify retirement income needs and objectives and evaluate a client's current situation relative to those goals. Individuals who earn a RICP® can provide thoughtful advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation. Donna J. Johnson has been in the Financial Services industry for 14 years and currently serves as a Wealth Manager for The Lyons National Bank locations in Ontario, Newark, and Macedon, NY. In addition to her RICP®, Ms. Johnson has also earned her CFP®, ChFC®, and CLU®. She received her MBA in Management from St. John Fisher College and her BFA from Long Island University, Southampton Campus. Ms. Johnson is an active member of the Newark Rotary and the Living Word Assembly of God in Ontario, NY. The American College is the nation's largest non-profit educational institution devoted to financial services. Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 86 years. The American College's faculty represents some of the financial services industry's foremost thought leaders. For more information, visit TheAmericnCollege.edu