Four men standing in front of a desk in an office, discussing work projects and brainstorming ideas.

Let's invest in the future of your business.

We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry.

Our lending team can help your business:

  • Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing, or other immediate needs
  • Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms
  • Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more

We partner with other organizations to put the best financing packages together for your business needs. These organizations include:

  • Small Business Administration
  • Farm Service Agency
  • USDA Rural Development Business and Industry Loan Guarantee
  • County economic and industrial development agencies
  • Empire State Development Linked Deposit Program
    New York State Energy
  • Research and Development Authority (NYSERDA)

Loan Guide: Getting Approved

To process your loan request, we will need the following:

  • 3 years of business tax returns or financial statements
  • 3 years of personal tax returns
  • Completed LNB Personal Financial Statement
  • Completed LNB Business Credit Application

Next step: Contact LNB's Lending Team and let's get started.

Useful tools and calculators:

Access home financing, personal financing, investment, retirement or lease calculators to help you get the information you need.

Meet your Commercial Lending Team

team

Clair J. Britt, Jr.

Executive Vice President & Chief Commercial Loan Officer

team

Ryan M. Hallings

Senior Vice President & Commercial/Agricultural Loan Officer

team

Mark J. DeBacco

Vice President & Commercial Loan Officer

team

Michael A. Fratto

Vice President & Commercial Loan Officer

team

James H. King

Vice President & Commercial Loan Officer

team

Scott A. MacKenzie

Vice President/ Commercial & Agricultural Loan Officer

team

Todd L. Borsa

Assistant Vice President/ Commercial Loan Officer

team

Michael Rusinko

Assistant Vice President/ Commercial Loan Officer

team

Kraig M. vonHahmann

Assistant Vice President/ Commercial & Agricultural Loan Officer

team

Joshua DeSain

Commercial/Agricultural Loan Representative

team

Mackenzie M. Roberts

Commercial/Agricultural Loan Officer

team

Justin J. Sinisi

Commercial/Agricultural Loan Representative

Lyons Bancorp Reports Q2 Earnings 2024

Published July 19, 2024 28 Views

Lyons Bancorp, Inc., the parent financial holding company of The Lyons National Bank (LNB), reported earnings of $1.04 per common share for the second quarter of 2024, as compared to $1.02 per common share reported for the first quarter of 2024; a 2% increase. Both numbers are reported on a fully di...

Read More

Software Update

Published June 18, 2024 20 Views

LNB will be performing a software update on Saturday, June 22, beginning at 8 p.m. EST. It will take approximately seven hours to complete. During this time, online and mobile banking will be unavailable. ATM and debit cards will operate as usual. We apologize in advance for the inconvenience and a...

Read More

See All Articles >

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2024

UPDATE YOUR ADDRESS

Update your Lyons banking information.

BUSINESS SWITCH KIT

Switch your business banking to LNB!

CONSUMER SWITCH KIT

Switch your banking to LNB.

BUSINESS CREDIT APPLICATION

Looking to take out a loan for your business?

CONSUMER LOAN APPLICATION

Looking for a personal loan?

PERSONAL FINANCIAL STATEMENT

Let LNB know about your financial situation.

VISA CONSUMER APPLICATION

Apply for a Classic or Rewards card from LNB!

Have a question?